IM65

Medicare Planning Tools

This page is the index of the public tools on im65.com. It lists each one with a short description and a link: the Medicare Cost Estimator, the Turning 65 Timeline, the ANOC Letter Explainer, the Extra Help Eligibility Checker, the Part B and Part D late-enrollment penalty calculators, the Initial Enrollment Period calculator, the IRMAA surcharge tool, and the Medigap vs. Advantage quiz, which is featured at the top for people who do not know where to start. Life insurance is kept in a separate section — a final expense estimator — and a third section holds the Social Security and Medicaid office locators.

Browsing needs nothing from you. The calculators themselves ask for no name, phone number or Social Security number. Two optional forms do ask for contact details: an email sign-up for a Medicare mini-course, and a callback request that takes your name, phone, email, ZIP code and whether you want Medicare or life insurance help, plus an optional veteran checkbox.

Nothing here enrolls you, quotes a real premium, or shows the specific plans sold in your county. Availability, benefits and premiums vary by ZIP code and change every year, and the tools are educational, not insurance advice.

Where to go next: start with the quiz if you are undecided, or open the cost estimator for a monthly picture. The page also prints a phone number for a licensed insurance agent, with TTY and office hours, if you would rather ask a person.

Important Medicare Disclosure: We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227), 24 hours a day/7 days a week, to get information on all of your options. TTY users should call 1-877-486-2048. We are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information.

Call 1-800-613-5565 (TTY: 711) · Mon–Fri 8am–8pm ET · Sat 9am–5pm ET · Calls are answered by a licensed insurance agent.