Medigap vs. Advantage Quiz

Five multiple-choice questions, about two minutes, comparing the two main paths: a Medicare Supplement (Medigap) alongside Original Medicare, or a Medicare Advantage plan. It asks how important it is to keep your current doctors and hospitals, how much you travel or live in more than one state, whether you prefer a predictable monthly cost or a smaller premium with copays as you use care, how much care you have used in the past year or two, and which extra benefits appeal to you. A progress bar shows where you are, and you can go back, change an answer, or retake the quiz.

The quiz itself needs no personal information — no name, ZIP code or contact details — and nothing you answer is saved. An optional callback form below the result does ask for your name, phone and ZIP code.

Nothing is scored. The result repeats each of your answers with the thing worth checking about it, then shows the trade-offs of both paths side by side: networks, prior approval, the yearly in-network spending limit and the Part B premium for Medicare Advantage; a separate premium, a separate drug plan and health questions after open enrollment for Medigap. It names neither path as your answer, checks no network, prices no plan, reads no prescriptions and enrolls no one, and what is available varies by ZIP code.

Next: read what each plan type actually does, estimate the monthly cost of either path, or have a licensed agent compare the plans that exist where you live.