How Well Do You Know Medicare?

Ten multiple-choice questions on the Medicare rules that cost people the most money when they get them wrong: whether Original Medicare caps what you can spend in a year, when coverage actually starts if you enroll in your birthday month, what triggers the permanent Part D penalty, and whether the fall enrollment period gives you any right to buy a Medicare Supplement policy.

Answer as many as you like and press the button. Every question then opens up with the correct answer and the reasoning behind it, including the ones you got right — a senior who guessed correctly still has not learned the rule, and the explanation is the point of the exercise. Each one links to the page that covers the subject properly.

This is an education page, and it is built to stay one. It does not recommend a plan type, does not score you toward a product, and does not put a form between you and your answers. The site's other quiz, the plan-match quiz, lays out the trade-offs of the two main paths against your own priorities; it does not recommend one either.

Nothing is collected and nothing is saved. Reload the page and it starts over.

It cannot quote a premium, compare specific plans, check whether your doctors are covered, or enroll you in anything.