Insurance & Financial Protection Products

This page is a catalogue. It describes nine lines of coverage the advisors listed on IM65 work with, one card each: final expense whole life, term life, whole life, indexed universal life, fixed indexed annuities, standalone dental and vision, hospital indemnity, critical illness coverage for cancer, heart attack and stroke, and LegalShield and IDShield legal and identity-theft plans.

Each card explains in a paragraph what the product is, lists the variations available within it, such as level, graded and guaranteed issue final expense, and names who it is typically bought by. A row of jump links across the top moves you between them. Lower down, a band lists carriers from the site's final expense registry, with AM Best financial-strength ratings where published; it is not the carrier list for the other eight lines. That band is marked sponsored content.

Nothing on this page is a quote. There are no rates, no application, no underwriting decision and no way to buy here, and the page will not tell you which of the nine fits your situation. Availability, benefits and premiums vary by county and by carrier. IM65 is not affiliated with or endorsed by any carrier. The LegalShield and IDShield buttons leave IM65 for an outside associate site run by an IM65-affiliated associate who is paid for referrals, which the page discloses.

To turn any of this into real numbers, contact an advisor and describe your situation.

Important Medicare Disclosure: We do not offer every plan available in your area. Please contact Medicare.gov or 1-800-MEDICARE (1-800-633-4227), 24 hours a day/7 days a week, to get information on all of your options. TTY users should call 1-877-486-2048. We are not connected with or endorsed by the U.S. government or the federal Medicare program. Medicare has neither reviewed nor endorsed this information.

Call 1-800-613-5565 (TTY: 711) · Mon–Fri 8am–8pm ET · Sat 9am–5pm ET · Calls are answered by a licensed insurance agent.